Best Business Credit Card Reviews – Business credit cards are a great way for businesses to manage expenses and earn rewards. But with so many options out there, it can be difficult to find the best one for your business.
Business credit cards are often intended for regular use by employees who travel or spend money on behalf of the company.
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However, some business credit cards can be used by small businesses that do not have an Employer Identification Number (EIN), which is required for businesses that have employees and wish to apply for the card in their own name.
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Business credit cards can be useful when traveling internationally or doing business with merchants that do not accept American Express or Discover.
Some providers require an EIN before they will approve your application, however, make sure you qualify before applying for this type of card.
The Chase Ink Business Cash Credit Card is great for high-cost businesses like travel and entertainment. There’s a $500 bonus when you spend $3,000 in three months.
The card also offers 5% cash back on the first $25,000 spent each year on combined office supplies and mobile phone service purchases. (in the form of statement credits)
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This is one of the best categories currently available. And make this card an even better deal.
You can earn 2% in two additional categories of your choice. (Together up to $25,000 per year)
Chase also offers a sign-up bonus where you earn 50% more points when you use your card for Chase Ultimate Rewards travel partners like Hyatt and United Airlines.
The Chase Ink Business Preferred Card offers one of the most lucrative sign-up bonuses and up to 3 points per dollar spent on purchases.
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The Chase Ink Business Preferred credit card is a great option for paper-intensive businesses.
Spending rewards come in the form of points. These can be redeemed for cash back, travel and even gift cards. This card has no annual fee and travel costs up to $1,000.
Chase Ink Business Preferred Credit Card: What You Get The Chase Ink Business Preferred credit card offers 2 points per dollar spent at office supply stores. telecommunication service Cable and Satellite TV Subscriptions and internet service provider
It also earns 3 points per dollar for hotel stays booked through online travel agents, and 1 point for every dollar spent elsewhere.
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Points are worth 1 cent when redeemed for cash back or statement credit. But it’s worth more when you redeem points through Chase’s Ultimate Rewards portal — a penny or 2 cents off travel when you book with Chase.
You can also leave them with gift cards from big brands like Amazon and Starbucks. The sign-up bonus alone may cover the cost of tickets to Hawaii or Europe, leaving $500 for other expenses.
Blue Business Plus Amex, with an annual fee of $95, is a solid card for small business owners who spend more than $30,000 a year. Great signup bonus and many benefits for travelers
The card has no foreign transaction fees and is equipped with an EMV chip to protect against fraud. The Blue Business Plus Amex can be paired with the Blue Cash Preferred® Card from American Express, which offers cash back on purchases every day.
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Blue Business Plus Amex earn 2x points per dollar spent on airline or hotel purchases and 1x points per dollar spent on all other purchases. This Card – Points never expire as long as your account is open and in good standing.
$500 Card Signup Bonus if you spend $3,000 within three months of account opening: 25,000 Membership Rewards® points upon approval, 50,000 bonus points after spending $15,000 on all purchases within three months of opening your new account. and 25,000 bonus points after a total of $50,000 spent (combined).
If you’re a small business owner or self-employed, the Business Platinum Card from American Express is one of the best credit cards on the market. The card’s high annual fee of $450 is offset by a host of benefits that make it worth paying for.
In addition to the rewards program The card also gives you access to the American Express Centurion Lounge, one of the best in the world.
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The Business Platinum Card from American Express offers certain benefits not found with other cards, such as:
Valued at $750 when redeemed for cash or $1,000 when used with Amex Travel (which does not charge foreign transaction fees), you can still use your Amex Travel departure points without blackout dates or seat restrictions.
Access to Centurion Premium Lounges: Exclusive to American Express Platinum and Centurion members, these lounges are currently the best airport lounges in the world with free food and beverages plus secure seating.
The Business Platinum Card® from American Express is American Express’s premier membership and travel card for small business owners.
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The Triple Cash Rewards Visa Business Card from US Bank is a cash back credit card that rewards you with 3% cash back on purchases the first year, 2% the second year, and 1% on all purchases thereafter.
The card’s continuous return rate remains unchanged. But it’s still one of the best credit cards for small business owners. You’ll also get 1.5% cash back on all purchases at restaurants and gas stations, and 20% off travel booked through Expedia if you use your card to pay.
There is no annual fee for this card and it has chip-based security to protect your information when you make purchases online or in-store.
The Brex Card is a new type of credit card designed to help you earn rewards and save money. They are designed for people who want to take back control of their money. But it’s great for anyone who wants to earn rewards or cut down on their spending.
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The best part is that it’s very easy to get started. You just fill out the application and wait for approval. This usually comes within 24 hours.
Brex gives you everything you need to grow your business faster. From cards and funds to expense management software and direct support.
Try Brex, offering everything you need to grow your business faster. From cards and funds to expense management software and live support.
The Hilton Honors American Express Business Card is a great option for those looking to earn Hilton Honors Ultimate Rewards points.
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It also comes with helpful travel benefits such as airfare and airport lounge access through Priority Pass. The card has an annual fee of $95, which is not waived for the first year.
But what if you spent a lot of money on the card? It might make sense to pay that fee over a few years.
If you do not want a lounge membership You can earn the same sign-up bonus as the Chase Ink Business Preferred Credit Card.
The Marriott Bonvoy Business American Express card is good for people with a credit score of 690 to 850. A good score of 700+ means you have good credit. But you still get approved with a low credit score.
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This card will help you build or rebuild your credit history. as it reports your on-time payments to all three main offices. The card has a rewards program where you earn 10 points per dollar spent on all Marriott purchases and 2 points per dollar spent on all other purchases.
Points can be redeemed for free nights at Marriott hotels and resorts worldwide. as well as state credit or gift cards at hundreds of retailers, including Amazon and Uber.
The Capital One Spark Cash for Business The Capital One Spark Cash for Business is a low-interest business credit card. no annual fee and no fraud
There is a rewards program that includes cash back on office supplies and travel. This card is for businesses with annual revenues of $500,000 or more.
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Capital One Spark Cash for Business Benefits low interest rate This card charges an APR of 13.99% to 18.99% based on your credibility and other factors such as your account balance and payment history.
You can choose between two different APRs: one for purchases and one for balance transfers. (You’ll be charged a 3% processing fee.) You can also get a 0% introductory APR for 15 months on balance transfers within four months of account opening – after which the rate increases to 17.99%.
If you decide to put money in each month instead of paying in full each month, that is:
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